Effective Date: September 19th, 2025

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Introduction

Executive Element ("we," "us," or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our loan consulting and placement services.

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By accessing our website or using our services, you agree to the terms of this Privacy Policy.

 

Information We Collect

Personal Information

We may collect the following types of personal information:

 

Contact Information:

• Name and business name

• Email address

• Phone number

• Mailing address

• Business address

 

Financial Information:

• Business financial statements

• Tax returns

• Bank statements

• Credit reports and scores

• Revenue and income information

• Debt obligations

• Business ownership information

 

Business Information:

• Industry type and business description

• Years in business

• Number of employees

• Business structure (LLC, Corporation, etc.)

• Federal Tax ID (EIN)

• Business licenses and permits

 

Technical Information:

• IP address

• Browser type and version

• Device information

• Website usage data

• Cookies and tracking technologies

 

How We Use Your Information

We use your information for the following purposes:

 

Service Delivery:

• Evaluate loan applications and financial needs

• Match you with appropriate lenders

• Facilitate loan processing and approval

• Provide ongoing loan consulting services

• Communicate about your application status

 

Business Operations:

• Improve our services and website functionality

• Analyze market trends and customer needs

• Develop new financial products and services

• Conduct internal research and analytics

 

Communication:

• Respond to inquiries and provide customer support

• Send service-related notifications

• Provide updates about loan opportunities

• Share relevant financial insights and market information

 

Legal and Compliance:

• Comply with applicable laws and regulations

• Prevent fraud and ensure security

• Enforce our terms of service

• Respond to legal requests and court orders

 

Information Sharing and Disclosure

We may share your information in the following circumstances:

 

With Lenders and Financial Partners:

• We share your information with pre-screened lenders to facilitate loan applications

• Information shared is limited to what's necessary for the loan evaluation

• All partners are required to maintain confidentiality

 

Service Providers:

• Third-party companies that help us operate our business

• Credit reporting agencies and verification services

• Technology providers and data processors

• Professional services (legal, accounting, consulting)

 

Legal Requirements:

• When required by law, regulation, or court order

• To protect our rights, property, or safety

• To prevent fraud or criminal activity

• In response to government agency requests

 

Business Transfers:

• In connection with mergers, acquisitions, or asset sales

• Your information may be transferred as part of the business assets

 

Data Security

We implement comprehensive security measures to protect your information:

 

Technical Safeguards:

• Encryption of sensitive data in transit and at rest

• Secure servers and data centers

• Regular security audits and monitoring

• Multi-factor authentication systems

 

Administrative Safeguards:

• Employee training on data protection

• Limited access to personal information

• Background checks for employees handling sensitive data

• Incident response procedures

 

Physical Safeguards:

• Secure facilities with restricted access

• Locked file cabinets for physical documents

• Proper disposal of sensitive materials

 

Your Rights and Choices

You have the following rights regarding your personal information:

 

Access and Correction:

• Request access to your personal information

• Correct inaccurate or incomplete information

• Update your contact preferences

 

Data Portability:

• Request a copy of your information in a portable format

• Transfer your information to another service provider

 

Deletion:

• Request the deletion of your personal information

• Note: We may retain information as required by law or legitimate business needs

 

Opt-Out:

• Unsubscribe from marketing communications

• Opt out of certain data uses (where legally permissible)

 

Complaints:

• Contact us with privacy concerns

• File complaints with the relevant regulatory authorities

 

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to:

• Remember your preferences and settings

• Analyze website traffic and user behavior

• Improve website functionality and user experience

• Provide targeted content and advertisements

 

Types of Cookies:

• Essential cookies (necessary for website operation)

• Analytics cookies (website performance and usage)

• Functional cookies (enhanced features and personalization)

• Marketing cookies (targeted advertising)

 

You can control cookie settings through your browser preferences.

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Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any information.

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Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we discover we have collected information from a child, we will delete it promptly.

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International Data Transfers

If you are located outside the United States, please note that your information may be transferred to and processed in the United States, where our servers are located and our operations are conducted.

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Data Retention

We retain your information for as long as necessary to:

• Provide our services to you

• Comply with legal obligations

• Resolve disputes and enforce agreements

• Meet regulatory requirements (typically 7 years for financial records)

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California Privacy Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected

• Right to delete personal information

• Right to opt-out of the sale of personal information

• Right to non-discrimination for exercising privacy rights

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Updates to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or applicable laws. We will notify you of material changes by:

• Posting the updated policy on our website

• Sending email notifications for significant changes

• Updating the "Last Updated" date at the top of this policy

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Contact Information

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:

Email: nancy@executiveelement.com

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Response Time: We will respond to privacy inquiries within 30 days of receipt.

 

This Privacy Policy is designed to comply with applicable federal and state privacy laws, including the Gramm-Leach-Bliley Act, Fair Credit Reporting Act, and state privacy regulations. For specific legal advice, consult with qualified legal counsel.