The Importance of the Right Financial Partnerships
At Executive Element, we provide comprehensive solutions for businesses seeking funding. From SBA loans to conventional lending, we help you navigate the complexities and secure the funding you need to grow and thrive. This entails finding you the right lender with the best loan options.
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Finding the right bank or lender is crucial for a small business because it can significantly impact its financial health, growth potential, and long-term success. The right lender understands the specific needs of a small business and provides solutions that align with its goals – offering flexible loan terms, competitive interest rates, and tailored financial products.
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On the flip side, choosing the wrong lender might mean higher costs, restrictive terms, or insufficient support, which can stifle a business’s ability to thrive. Businesses should seek a financial partner that fuels progress rather than holding it back.
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Executive Element has the ability to present lenders who offer a full range of commercial loan and leasing options to ensure the best fit for your company’s financing needs.
Available Loan Programs
SBA 7a LOANS
SBA 7a government loans are financial programs backed by federal agencies to help individuals and businesses access affordable funding. These loans offer competitive market interest rates, low down payments, long maturity terms, and reduced eligibility requirements. Government loans aim to support economic growth and entrepreneurship by providing financial assistance to those who may not qualify for traditional financing.​Funds provided from the SBA 7a loan program are versatile and multi-purpose – funds can be used for a wide range of business expenses and needs.
Equipment Leasing & Lending
Equipment leasing and lending provide businesses with flexible financing options to acquire essential machinery, vehicles, or technology without large upfront costs. Leasing allows companies to use equipment for a set period with lower monthly payments, while lending involves securing a loan to purchase equipment outright. Both options help preserve cash flow, offer potential tax benefits, and enable businesses to access the latest equipment without heavy capital investment. These financing solutions are ideal for businesses requiring frequent equipment upgrades or those looking to expand or replace current equipment.
USDA B&I
The USDA B&I is a government loan program which supports rural development and businesses in rural areas. These programs aim to promote economic growth, improve infrastructure, and provide financial assistance to individuals, businesses, and communities. These loans provide essential capital to rural businesses, helping them expand, modernize, and remain competitive in today's evolving marketplace.​ These loans typically offer low-interest rates, flexible terms, and minimal down payment requirements, making them an attractive option for rural borrowers. These loans are ideal for a wide range of industries, including agriculture, manufacturing, entertainment venues, and more.
Conventional Commercial Loans
Conventional Commercial financing refers to traditional loans offered by lenders for purchasing, restructuring existing debt, renovating, or developing commercial properties. These loans are not backed by government agencies and typically require strong credit, solid financials, and a significant down payment. They offer competitive interest rates, flexible terms, and can be used for various property types, including office buildings, retail spaces, and industrial.
SBA 504
SBA 504 loans help businesses grow and create jobs by offering small businesses an avenue for affordable government financing. Through the 504 loan program, small businesses have access to long-term, fixed-rate financing, which they can use to expand or modernize their business.​ With an SBA 504 loan, money can be used to buy a building, finance ground-up construction or building improvements, or purchase heavy machinery. Businesses must operate as a for-profit company and meet the minimum net income requirements.
From small business startups to large-scale equipment purchases, our diverse commercial lending portfolio is built to fuel your success.
Ready to find the right loan for your business?
Contact us today for a complimentary consultation.
Industries We Support
Automotive
Drive Your Business Forward with Flexible Auto Industry Financing
Whether you're looking to open a new business, expand your current facility, or invest in new equipment, we have lenders who can provide the capital you need to accomplish your goals. We help repair shops, car washes, and oil change facilities secure the funding necessary to stay ahead in a fast-moving industry. We understand the unique challenges of the automotive industry and are ready to create a loan package that fits your business needs. Contact us today and keep your business in the fast lane!
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Equipment Loans – Upgrade new tunnels, garage doors, diagnostic tools, vacuums, lifts, and repair equipment
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Real Estate & Expansion Loans – Open a new location or renovate your facility
RV Parks
Expand Your RV Park with Flexible Financing
The RV industry is booming, and now is the perfect time to invest in your RV park’s growth. Whether you need funding for land acquisition, park expansion, facility upgrades, or operational expenses, our RV park business loans provide the capital you need to enhance guest experiences and increase revenue. As RV owners, we are eager to help RV park owners create top-tier destinations for travelers. Contact us today and take your RV park to the next level!
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Land & Expansion Loans – Purchase new property or add more RV spaces
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Infrastructure Financing – Upgrade roads, utilities, and waste management systems
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Facility & Amenity Upgrades – Improve restrooms, clubhouses, and recreation areas
Spa/Wellness Centers
Relax, Renew, and Grow Your Spa Business with Flexible Financing
In the fast-growing spa and wellness industry, creating a serene and rejuvenating experience for your clients requires the right space, equipment, and staff. Our spa business loans provide the financial support you need to expand, upgrade, and enhance your services—so you can focus on helping your clients look and feel their best. With competitive rates and flexible repayment options, our financing solutions help spa owners, wellness centers, and medical spas thrive. Contact us today and take your spa business to the next level!
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Renovation of Facilities - Modernizing treatment rooms, reception areas, and relaxation zones
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Expanding Capacity - Increasing the number of treatment rooms or expanding physical space
Restaurants
Fuel Your Restaurant’s Success with Flexible Financing
Running a restaurant comes with unique challenges, from managing inventory to upgrading kitchen equipment. Whether you’re opening a new location or expanding your current location, we’ve got you covered. Our financing solutions help restaurants of all sizes stay ahead in a fast-paced industry. Contact us today and take your restaurant to the next level!
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Equipment Financing – Upgrade ovens, refrigerators, display cases, and kitchen essentials
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Expansion Loans – New Franchisee, food truck, start-up, or expanding your current space
Fitness Centers
Power Up Your Fitness Center with Tailored Financing
Running a successful fitness center requires more than just passion—it takes the right equipment, facilities, and resources to keep members coming back. Our fitness center business loans provide the capital you need to expand, upgrade, and elevate your gym’s experience. We help gym owners and fitness entrepreneurs stay ahead in a competitive industry. Contact us today and take your fitness center to the next level!
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Equipment Financing – Invest in state-of-the-art machines, weights, and recovery tools
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Facility Upgrades – Renovate locker rooms, flooring, and training spaces
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Expansion Loans – Open a new location or expand an existing facility
Assisted Living
Empowering Assisted Living Facilities with Flexible Financing
Providing quality care and a comfortable environment for seniors requires the right resources, staffing, and facility enhancements. For memory care or skilled nursing facilities, we offer the financial support you need to expand, upgrade, and improve your senior care services—ensuring residents receive the best possible care. With competitive rates and flexible repayment options, our financing solutions help spa owners, wellness centers, and medical spas thrive. Contact us today and take your spa business to the next level!
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Facility Expansion & Renovations – Upgrade living spaces, dining areas, and common rooms
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Medical & Safety Equipment Financing – Invest in mobility aids, emergency response systems, and healthcare technology
Pet Care/Boarding
Helping Your Pet Business Grow with Tailored Financing
Whether you run a pet store, grooming salon, veterinary clinic, or boarding facility, pet industry business loans provide the financial support you need to thrive. From stocking up on inventory to upgrading equipment or expanding your location, we offer flexible funding solutions to keep your business running smoothly. We’re here to help your pet business succeed. Contact us today and take your facility to the next level!
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Inventory Financing – Purchase pet food, toys, and essential supplies
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Equipment Loans – Upgrade kennels, and medical equipment
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Expansion Loans – Start-up, expand or renovate your existing space
Day Care Centers
Helping Your Day Care Center Grow with Flexible Financing
Providing a safe, nurturing environment for children requires the right resources, facilities, and staff. Our day care business loans offer the financial support you need to expand, upgrade, and enhance your childcare services. With competitive rates and flexible repayment terms, we’re here to help your day care center provide the best care and education for children. Contact us today and take your day care to the next level!
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Facility Expansion & Renovations – Upgrade classrooms, play areas, and safety features
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Expansion Loans – New Franchisee, start-up, expand space
Hospitality
Elevate Your Guest Experience with Flexible Hospitality Financing
From boutique hotels and bed & breakfasts to large resorts and event venues, the hospitality industry thrives on creating unforgettable guest experiences. Whether you’re opening a new property, renovating an existing space, or upgrading amenities, we provide financing solutions tailored to your unique business needs. With our support, you can invest in the facilities, staff, and technology that keep guests coming back. Contact us today and take your hospitality business to the next level!
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Facility Renovations & Upgrades – Modernize guest rooms, lobbies, conference centers, and dining areas
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Equipment & Technology Financing – Invest in reservation systems, keyless entry, kitchen equipment, and laundry facilities
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Expansion Loans – Build additional rooms, expand amenities, or open a new property
Don’t see your industry?
We provide customized financial solutions for many other sectors.
Why Executive Element?
With a deep understanding of unique business needs and industry-specific challenges, Executive Element provides expert guidance in structuring loans that align with each client’s goals and specific industry.
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Expert knowledge of top lenders and underwriting guidelines.
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Customized loan packages tailored to your business needs.
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Simplified process with end-to-end support.
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Access to government-backed and conventional funding options.